usaa brings advice. call or visit us online. we're ready to help. or that printing in color had to cost a fortune. nobody said an all-in-one had to be bulky. or that you had to print from your desk. at least, nobody said it to us. introducing the business smart inkjet all-in-one series from brother. easy to use. it's the ultimate combination of speed, small size, and low-cost printing. >> hey, welcome back, the hottest new trend in real estate. living on the edge, the edge of the fiscal cliff, that is. real estate experts are seeing a jump in short sales with homes getting dumped in fear of going over the fiscal cliff. what does it mean for the housing market. morgan is here to explain. nice to see you. >> nice to see you. >> clayton: people are concerned, what is a short sale. and forgive my slight ignorance, you're basically selling a house short of what you owe on it, not back to the bank. >> yes, so short sales you have a distressed home owner rather than going through the process of foreclosure, the bank essentially taking that property. it's b